1) Improved meteorological forecasting and early warning systems have significantly contributed to better preparedness and mitigation efforts for cyclones, reducing the loss of life and property.

2) The first consumer digital video recorder (DVR), the TiVo, was introduced in 1999 and allowed users to record and store television programs for later viewing.

3) The Dow Jones Industrial Average (DJIA) is a stock market index that tracks the performance of 30 large, publicly owned companies in the United States.

4) Banks provide various financial products, including savings accounts, checking accounts, credit cards, mortgages, and investment services.